The cost of health care seems to continually increase. Even with health insurance, the cost of treating your diabetes can be expensive. On average a person takes 7-10 medications with a co-pay. The cost of each co-pay is much less than the original cost but when you have to pay it 10 times in one month you feel the pinch. The folks on medicare usually have to deal with the "donut hole" half way through the year. This is where prescriptions are no longer covered until the patient has paid so much out of pocket.
There are a few things you can do to save a buck. Of course the steps that will work for you depend on what your income is, your current insurance or lack of, and what medications you take.
The following can help you save big money:
1. Ask for samples from the doctor. The worst thing you will be told is "No". Drug companies send representatives or "reps" to doctors offices to "educate the doctor and other health care professionals" about each medication . They also provide the facility with samples to "encourage" the doctor to begin using the medication in the practice and write new prescriptions. Some reps come as often as bi-weekly to their largest clients. They leave samples every time. So ask often because many patients are seeking the samples.
2. Some medications can be cut in half. This proposes an interesting situation. Ask the doctor if he will write a prescription for double your normal dose. You can cut these in half which gives you double the amount of pills for the same co-pay. Check with the pharmacists about which medications can be cut in half.
3. If you have insurance, find out the maximum amount of pills/doses they will cover at one time. It would be foolish to continually pay a co-pay every month when your insurance will cover a 90 day supply. Just think you could reduce the amount of co-pays you are responsible for from 12 to 4 in one years time.
4. Ask for generic. Some medications don't have a "generic" such as insulin, byetta, victoza, actos etc. Often the "generic" of a medication is manufactured by the same company who makes the name brand. A generic medication provides the same treatment for a lower cost.
5. Check the website of each medication you take. Many manufactures offer on-going programs, coupons, and promotions. Use the medication name as a search word. Include the words "patient assistance". One insulin company I am familiar with offers a coupon for a free vial of insulin. One person can use this twice in the same year. Another blood glucose meter company offers up to $50 off a persons monthly co-pay of testing strips for life. The following links will take you directly to the patient assistance page.
Eli lilly company manufactures humalog insulin:
http://www.lilly.com/responsibility/patients/Pages/programs.aspx
Novo-nordisk manufactures levemir and novolog insulin:
http://www.novonordisk-us.com/documents/article_page/document/Patient_Assistance_Home.asp
Sanofi-adventes manufactures Lantus and apidra insulin.
http://www.sanofi.us/l/us/en/layout.jsp?scat=87F38F0D-2316-48D4-8E83-B687305CCAE9
6. Do your own research or ask the doctor about two different medications available in one pill. Some medications like actosplusmet is actos and metformin in one pill. By doing this you cut one co-pay completely out. Keep in mind the "2 in 1" medicationsions cannot be cut in half.
7. Check with your doctors office for local assistance programs. In my area, patients who qualify financially can get their medications for no charge.
Important people you will want to ask questions to are your doctor, his nurse, and your pharmacist. This guys deal with medications all day long.